Your stages of life
Each of the periods of your life can lead you to make patrimonial choices.
This is the period of building up assets - selection of short/medium/long term investments - real estate, civil organization of your couple (pacs, marriage contract).
LAYING THE FOUNDATIONS
25-35 years old
It is the period of diversification of your investments - acquisition of your main residence, rental, leisure - it is the period of major personal and family projects (birth, adoption, ...)
TO BUILD
35-45 years old
This is the period of development and growth of personal and professional assets and of the first significant real estate/securities arbitrations. Anticipating retirement, meeting protection and provident needs are all new subjects on which to act.
DEVELOP
45-55 years old
Protection of the family and use of part of the capital – donation – increase in peripheral income – reduction of the tax burden
“Protect” section Anticipating the risk of dependency – adaptation of the matrimonial regime – development of transfer scenarios – reduction of financial risks
CONVEY
55-65 years old
Projections of dependence of the 4th age / adaptation of matrimonial regime / development of transmission scenarios / risk reduction.
PROTECT
+ 65 years old
Your goals
Patrimium Conseil will support you in achieving your objectives and will adapt the solutions to the evolution of your situation.